> For clean Markdown of any page, append .md to the page URL.
> For a complete documentation index, see https://docs.recurrente.com/referencia-api/api-reference/connected-accounts/create-connected-account-withdrawal/llms.txt.
> For AI client integration (Claude Code, Cursor, etc.), connect to the MCP server at https://docs.recurrente.com/_mcp/server.

# Crear un retiro para una cuenta conectada

POST https://app.recurrente.com/api/connected_accounts/{connected_account_id}/withdrawals
Content-Type: application/json

> **Obsoleto:** usa el endpoint unificado [`POST /transfers`](/api-reference/transfers/crear-una-transferencia) con `X-ACCOUNT-ID` y `destination: {type: bank_account, id: ...}`. Este endpoint sigue funcionando para integraciones existentes.

Crea un retiro (payout) para una cuenta conectada (hija), pagando a una de las cuentas bancarias de la hija. Requiere movimiento de dinero habilitado en la llave de la plataforma.

Reference: https://docs.recurrente.com/referencia-api/api-reference/connected-accounts/create-connected-account-withdrawal

## Authentication

- `X-SECRET-KEY` header (required) — Tu clave secreta de API. Una llave de cuenta (`sk_live_...`, `sk_test_...`) opera sobre su propia cuenta y, con `X-ACCOUNT-ID`, sobre sus cuentas conectadas. La llave también fija el ambiente: una `sk_test_` solo lista y resuelve objetos de prueba (`live_mode: false`) y una `sk_live_` solo objetos reales. Un ID del otro ambiente responde `404` (`401` en `/customers`). Una llave de organización (`sk_org_live_...`, `sk_org_test_...`) alcanza todas las cuentas de una organización y solo sirve para leer: saldos, movimientos y reportes. Para operar sobre una cuenta debe nombrarla con `X-ACCOUNT-ID`; omitirlo en una lectura devuelve todas las cuentas de la organización. Cualquier otro endpoint responde `403` con `code: organization_key_unsupported`.

## Request

### Path parameters

- `connected_account_id` (string, required)

### Headers

- `Idempotency-Key` (string, optional) — Clave de idempotencia para reintentos seguros de operaciones críticas, especialmente las que mueven dinero o cambian estado operativo. Reintentar con la misma clave y el mismo cuerpo devuelve la respuesta original (header `Idempotency-Replayed: true`); reusarla con parámetros distintos devuelve 409.

### Body (application/json)

This endpoint expects an object.

- `bank_account_id` (string, required)
- `amount_in_cents` (integer, required)
- `currency` (enum, optional)
  - Allowed values: `GTQ`, `USD`
- `is_instant` (boolean, optional)

## Response

### 201

Retiro creado (asíncrono)

- `id` (string, optional)
- `status` (enum, optional)
  - Allowed values: `pending`, `approved`, `in_review`, `review_requested`, `sent`, `completed`, `rejected`, `cancelled`
- `amount_in_cents` (integer, optional)
- `currency` (string, optional)
- `bank_name` (string, optional)
- `note` (string, optional, nullable) — Nota del retiro
- `recipient_email` (string, optional, nullable) — Correo del beneficiario al que le avisamos el estado del retiro
- `tracking_url` (string, optional, nullable) — Página pública de seguimiento para el beneficiario
- `created_at` (datetime, optional)
- `bank_account` (BankAccount, optional)

## Errors

### 400 Bad Request Error

Retiro inválido; por ejemplo, la cuenta bancaria destino tiene un formato inválido

- `message` (string, optional) — Mensaje de error
- `code` (string, optional) — Código estable legible por máquinas, cuando aplica
- `refund_id` (string, optional) — ID del reembolso relacionado cuando aplica
- `endpoint` (string, optional) — Acción de API rechazada, cuando aplica
- `errors` (ErrorErrors, optional) — Detalles de errores por campo

### 422 Unprocessable Entity Error

La operación no está disponible para esta cuenta

- `message` (string, optional) — Mensaje de error
- `code` (string, optional) — Código estable legible por máquinas, cuando aplica
- `refund_id` (string, optional) — ID del reembolso relacionado cuando aplica
- `endpoint` (string, optional) — Acción de API rechazada, cuando aplica
- `errors` (ErrorErrors, optional) — Detalles de errores por campo

## Types

### BankAccount

- `id` (string, optional) — ID único de la cuenta bancaria
- `bank_name` (string, optional, nullable) — Nombre del banco
- `holder_name` (string, optional) — Nombre del titular
- `created_at` (datetime, optional) — Fecha de creación
- `status` (enum, optional) — Estado de la cuenta bancaria
  - Allowed values: `active`, `archived`
- `currency` (enum, optional) — Moneda de la cuenta bancaria
  - Allowed values: `GTQ`, `USD`
- `account_type` (enum, optional, nullable) — Tipo de cuenta bancaria
  - Allowed values: `checking`, `savings`
- `is_preferred` (boolean, optional) — Indica si es la cuenta preferida para su moneda
- `ownership_type` (enum, optional) — Tipo de cuenta bancaria
  - Allowed values: `external`, `virtual`

### ErrorErrors

Detalles de errores por campo

## Examples

**Request**

```json
{
  "bank_account_id": "string",
  "amount_in_cents": 1
}
```

**Response**

```json
{
  "id": "wi_ab12cd34",
  "status": "pending",
  "amount_in_cents": 50000,
  "currency": "GTQ",
  "bank_name": "Banco Industrial",
  "note": "string",
  "recipient_email": "maria@example.com",
  "tracking_url": "https://app.recurrente.com/t/3xK9mPq2vLn8RtWz4Yb7Hc",
  "created_at": "2024-01-15T09:30:00Z",
  "bank_account": {
    "id": "ba_lmgbvesmihkqzma3",
    "bank_name": "Banco Industrial",
    "holder_name": "Acme Restaurant, S.A.",
    "created_at": "2024-01-15T09:30:00Z",
    "status": "active",
    "currency": "GTQ",
    "account_type": "checking",
    "is_preferred": true,
    "ownership_type": "external"
  }
}
```

**SDK Code**

```python
import requests

url = "https://app.recurrente.com/api/connected_accounts/connected_account_id/withdrawals"

payload = {
    "bank_account_id": "string",
    "amount_in_cents": 1
}
headers = {
    "X-SECRET-KEY": "<apiKey>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.json())
```

```javascript
const url = 'https://app.recurrente.com/api/connected_accounts/connected_account_id/withdrawals';
const options = {
  method: 'POST',
  headers: {'X-SECRET-KEY': '<apiKey>', 'Content-Type': 'application/json'},
  body: '{"bank_account_id":"string","amount_in_cents":1}'
};

try {
  const response = await fetch(url, options);
  const data = await response.json();
  console.log(data);
} catch (error) {
  console.error(error);
}
```

```go
package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://app.recurrente.com/api/connected_accounts/connected_account_id/withdrawals"

	payload := strings.NewReader("{\n  \"bank_account_id\": \"string\",\n  \"amount_in_cents\": 1\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("X-SECRET-KEY", "<apiKey>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(res)
	fmt.Println(string(body))

}
```

```ruby
require 'uri'
require 'net/http'

url = URI("https://app.recurrente.com/api/connected_accounts/connected_account_id/withdrawals")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["X-SECRET-KEY"] = '<apiKey>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"bank_account_id\": \"string\",\n  \"amount_in_cents\": 1\n}"

response = http.request(request)
puts response.read_body
```

```java
import com.mashape.unirest.http.HttpResponse;
import com.mashape.unirest.http.Unirest;

HttpResponse<String> response = Unirest.post("https://app.recurrente.com/api/connected_accounts/connected_account_id/withdrawals")
  .header("X-SECRET-KEY", "<apiKey>")
  .header("Content-Type", "application/json")
  .body("{\n  \"bank_account_id\": \"string\",\n  \"amount_in_cents\": 1\n}")
  .asString();
```

```php
<?php
require_once('vendor/autoload.php');

$client = new \GuzzleHttp\Client();

$response = $client->request('POST', 'https://app.recurrente.com/api/connected_accounts/connected_account_id/withdrawals', [
  'body' => '{
  "bank_account_id": "string",
  "amount_in_cents": 1
}',
  'headers' => [
    'Content-Type' => 'application/json',
    'X-SECRET-KEY' => '<apiKey>',
  ],
]);

echo $response->getBody();
```

```csharp
using RestSharp;

var client = new RestClient("https://app.recurrente.com/api/connected_accounts/connected_account_id/withdrawals");
var request = new RestRequest(Method.POST);
request.AddHeader("X-SECRET-KEY", "<apiKey>");
request.AddHeader("Content-Type", "application/json");
request.AddParameter("application/json", "{\n  \"bank_account_id\": \"string\",\n  \"amount_in_cents\": 1\n}", ParameterType.RequestBody);
IRestResponse response = client.Execute(request);
```

```swift
import Foundation

let headers = [
  "X-SECRET-KEY": "<apiKey>",
  "Content-Type": "application/json"
]
let parameters = [
  "bank_account_id": "string",
  "amount_in_cents": 1
] as [String : Any]

let postData = JSONSerialization.data(withJSONObject: parameters, options: [])

let request = NSMutableURLRequest(url: NSURL(string: "https://app.recurrente.com/api/connected_accounts/connected_account_id/withdrawals")! as URL,
                                        cachePolicy: .useProtocolCachePolicy,
                                    timeoutInterval: 10.0)
request.httpMethod = "POST"
request.allHTTPHeaderFields = headers
request.httpBody = postData as Data

let session = URLSession.shared
let dataTask = session.dataTask(with: request as URLRequest, completionHandler: { (data, response, error) -> Void in
  if (error != nil) {
    print(error as Any)
  } else {
    let httpResponse = response as? HTTPURLResponse
    print(httpResponse)
  }
})

dataTask.resume()
```